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    Carolina Fortified

    Lowcountry · Beaufort County

    FORTIFIED Roof Evaluators in Hilton Head Island, SC

    We place Hilton Head Island, Bluffton and southern Beaufort County homeowners with licensed, insured, IBHS-certified FORTIFIED evaluators.

    Hilton Head Island sits east of the Intracoastal Waterway, inside Zone 1 of the state wind pool’s coastal territory.

    Get Matched with an Evaluator South Carolina Overview
    Painted map of South Carolina with the coastal FORTIFIED service counties in green

    Storm history

    Hurricanes That Shaped Hilton Head Island

    1. 1893 · Great Sea Islands Hurricane

      Made landfall as a Category 3 just south of Savannah, with a surge near 16 feet and at least 1,000 deaths across the sea islands.

      Source

    2. 1959 · Hurricane Gracie

      A major hurricane that came ashore near Beaufort; still the most recent major hurricane strike for Hilton Head Island.

      Source

    3. 2016 · Hurricane Matthew

      The island’s most recent hurricane strike. Surge reached Harbour Town Golf Links, and the nearby Fort Pulaski gauge set a record 12.56 feet.

      Source

    Grants and savings

    FORTIFIED Help for Hilton Head Island Homeowners

    SC Safe Home grant

    Up to $7,500

    For a roof retrofit that meets both SC Safe Home and IBHS FORTIFIED Roof standards. Households at or above 80% of area median income qualify for a $6,000 matching grant.

    SC Department of Insurance

    Eligible counties

    11 counties

    Beaufort, Berkeley, Charleston, Colleton, Dorchester, Florence, Georgetown, Horry, Jasper, Marion and Williamsburg. Owner-occupied, single-family primary homes.

    SC Safe Home FAQ

    Insurance savings

    Mitigation credits

    State law requires coastal rating plans to include credits for wind-resistant construction. Amounts vary by carrier, and insurers must disclose them at every renewal.

    S.C. Code § 38-73-1095

    State tax credits

    $1,000 + $1,500

    A credit of 25% of retrofit costs up to $1,000, plus up to $1,500 for sales tax paid on fortification materials, for your legal residence.

    SC Department of Insurance

    Beaufort County homeowners received 14 SC Safe Home grants in 2025, according to the SC Department of Insurance. Read the SC Safe Home grant guide or see grants by county.

    Also Serving Beaufort County

    Every South Carolina county we serve

    Protect Your Hilton Head Island Home

    We place you with a licensed, certified and insured FORTIFIED evaluator who documents your roof for the designation.

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